Map of intersection from Alpha Bank. Credit Card Features Crossroad Alpha Bank

02.07.2021 Treatment

Alpha Bank and the largest network of supermarkets "Perekrestok" launched a loyalty program with which you can significantly save on your daily purchases.

The trading company "Perekrestok" is the federal retail network, which has become one of the very first urban networks of supermarkets. "Crossroads" is the leader of the Russian market in the supermarket format. To date, the network has 500 trading facilities in more than 120 cities and settlements of Russia.

Alpha Bank provides you with the opportunity to make your daily purchases of various goods and services, get points for it and spend them on purchases in the supermarket "Crossroads".

What are the "Crossroads" cards

Becoming a participant of the loyalty program is very simple! You need to issue a map of "Crossroads" from Alpha Bank. To do this, leave the application on the Bank's website, or on the Alfa-Click's Internet bank. All Maps "Crossroads" belong to the MasterCard payment system. They produced three types:

  • Debit
  • Credit
  • Prepaid

I'll tell you about each more.

Debit card "Crossroads"

As mentioned above, all the cards belong to the MasterCard payment system.

If you are not the Alpha Bank client, then to obtain a debit card, you will need to choose a package of services from four offered:

  • Economy (standard package of services)
  • Optimum (in this package of services there is an additional income, which makes up 7% of the balance on the accumulative account)
  • Comfort (priority service, highlighting the telephone line)
  • Maximum + (priority service and personal financial consultant).

The release of the "Crossroads" cards are free. Annual service, without taking into account the package of services (minimum 89 rubles per month or 959 rubles per year) is 490 rubles. The service package can be provided free of charge, while maintaining certain score balances.

To obtain a debit card "Crossroads", confirmation of your solvency is not required, you simply must be an adult citizen of the Russian Federation.

Advantages and Features of the debit card

  • When making a Card 2000 bonuses are charged as a gift;
  • 10 cash withdrawals from the Card "Perekrestok" using ATMs of other banks are provided free of charge;

Credit card "Crossroads"

The map is available free of charge, card design is free. Annual service is 490 rubles per year (when making a credit card, a service package is not required)

To obtain a credit card "Perekrestok" must be consistent with several requirements for the borrower, namely:

  • Be an adult citizen of the Russian Federation;
  • Have a constant income from 9,000 rubles (for Moscow) and from 5,000 rubles (for regions), without taking into account the tax deduction;
  • Have a contact phone number (this is mobile or stationary at the place of actual accommodation);
  • Have the number of the working phone number of the superior guide or accounting / personnel department;
  • The actual place of residence, registration and place of work should be located in the city where there is a separation of Alfa-Bank, or in the settlement close to this city.

If you meet these requirements, then for the registration of a credit card you need only two documents: a passport of a citizen of the Russian Federation and an additional document (driver's license, passport, SNILS, OMS policy, TIN certificate).

To increase the chances of obtaining a loan, you can make additional documents, the list of which can be found at the phone number (8 495 78 888 78 for Moscow, 8,800 20 000 00 for regions) or on the Alpha Bank website (Alfabank.ru).

When considering a variety of factors specified in your questionnaire, the bank issues you a loan limit of 10,800 to 300,000 rubles.

This card has more advantages than the rest, since the loyalty program for this type of cards is more profitable, consider the benefits and capabilities of the credit card.

Real benefit from credit card Crossroads

When making a card of 5000 bonuses are charged as a gift;

  • 3 points from every 10 rubles spent in the intersection;
  • 2 points from every 10 rubles spent when paying for any goods and services;
  • 7 points from every 10 rubles spent on goods from the category "Favorite Products" in the Crossroads;
  • Discounts and special offers in the application "My Crossroads";
  • Credit limit up to 300,000 rubles;
  • 2 months without interest on the loan for shopping and cash withdrawal;
  • Interest rate of 23.99 percent per annum;
  • Payment for purchases in the "Crossroads" points.

You are provided with a limit for cash withdrawal to 200,000 rubles (if your total credit limit is more than 200,000). The cash removal commission is 5.9% (but not less than 500 rubles). 60 days to pay off a credit limit without percent, after 60 days the interest rate is charged from 23.99% to 38.516% per annum, taking into account all possible payments.

Prepaid card "Crossroads"

Such a map you can purchase at the coupling of supermarkets "Crossroads". It is inferior to the benefits of debit and credit cards.

Possibilities of a prepaid card:

  • 2 points from every 10 rubles spent in the intersection;
  • 1 score from every 10 rubles spent when paying for any goods and services;
  • 6 points from every 10 rubles spent on goods from the category "Favorite Products" in the intersection;
  • Discounts and special offers in the application "My Crossroads";
  • Free replenishment of the "Crossroads" card from the map of another bank;
  • The amount of all operations on the card should not exceed 40,000 rubles per month;
  • The balance card should not exceed 15,000 rubles;
  • Payment for purchases in the "Crossroads" of points;
  • You can purchase a map at the box office "Crossroads" for 99 rubles.

Above, we compared all three types of "Crossroads" cards, therefore, we can conclude that the design of the credit card "Crossroads" is the most profitable.

How to get the "Crossroads" card? To do this, you can choose the most suitable way for you, namely:

  • Online Bank "Alfa-Click" (if you are already a client alpha-bank)
  • In any branch of Alpha Bank

After filling out the application within two days you will receive a call and / or message about the decision of the bank and will tell you where and when you can pick up the map. When receiving a card, you need to have the documents you specified in the questionnaire. Also in many cities there is free shipping card by courier to your home.

How to activate the "Crossroads" card

The card will need to be activated by calling the phone number indicated on the reverse side of the map and inventing a four-digit PIN code to it. The activation of the loyalty program is not required, it is activated automatically.

You can control your card operations in a free application for Alpha-Mobile mobile devices, in a personal account on the Alpha Bank website or connecting your mobile bank to your telephone.

How to replenish the card and repay credit card debt

You can replenish the card account or repay debt in the following ways:

  • translate from other cards or accounts (also cards of other banks);
  • in ATMs of Alfa-Bank and ATMs of other banks;

You can connect the functions that make any purchase more convenient:

  • PayPass;
  • ApplePay;
  • Samsungpay;

Another number of rules for participation in the program of loyalty on the map of the intersection

If you are already participating in the loyalty program, then when you design, you can simply specify your program "Club Crossroad" program and your points will be copied already on an existing bonus account. Even if you forgot to specify your program number, then the points can be transferred to a new number by simply by calling the club "Crossroad" 8 800 200 95 55.

Welcoming points can be obtained within 45 days from the date of issuing a map by making it a purchase. In case of returning funds for the purchase or service, the calculation of points is not made.

How to find out the number of points "Crossroads" and when they are accrued

Points are accrued every month, depending on how much you spent on the "Crossroads" map. The more often you use the card in everyday life, the more points get. The number of points can be clarified in the mobile application "My Crossroads", by phone number 8 800 200 95 55 or in your personal account on my.perekrestok.ru/login.

Points are not charged for removing cash from cards. Also for the commission of the bank on the map, written off in accordance with the current tariffs. In addition, the Bank does not charge points for operations perfect in casino and sweatshirts; If you bond or lottery ticket; on operations committed in favor of mutual funds, pawnshops; on operations with financial organizations; If there are operations to transfer funds to accounts / bank cards, including Alfa-Bank JSC; For operations related to money transfer to an increase in the balance of electronic funds, for operations related to the use of a commercial purposes, on operations performed in Metro Cash & Carry, Selgros Cash & Carry.

If the bank mistakenly accrued you points, then it has the right to cancel them, as well as change the list of operations for which points are not charged.

In other cases, for all your purchases of goods or services, you will be charged in accordance with the tariff of your card (credit or debit).

The popularity of Alpha Bank is steadily increasing. Having extensive interests, and a large number of partners, he does not cease its development and improvement in order to convenience customers. A bright example is the "Crossroads" card.

Its owners receive a number of advantages, among them opportunities: savings on a bonus program, consumer lending, money transfer and other. A lot of useful information can be obtained by reading the reviews of people already enjoyed by this service.

Alpha Bank produces three types of plastic cards "Crossroads". Each has its purpose and advantages, with it related.

Depending on the type of plastic, the method of its acquisition and operations that are available to its owner are distinguished.

Debit

It has the greatest functionality. It serves personal money of the client, the design takes place with reference to a particular person.

Accrued scores:

  • as a gift - 2 thousand;
  • instead of 10 rubles spent on the network - 3;
  • with costs in third-party outlets - 1;
  • i spend your finances on the goods of the favorite products group, have 7 points for 10 rubles.

Using her, you get:

  1. Various special offers, as well as discounts in the mobile version "My Crossroads".
  2. Freedom replenishment with accounts of other banking institutions.
  3. Cash withdrawal in any ATM located in Russia.

The cost of maintenance depends on the service pack selected when the package is connected and will cost in sum from 490 p.

Credit

The credit card opens access to Finance Alpha Bank, you can use them to purchase various goods or services. Making it up, get points:

  • at the same time - 5 thousand;
  • 7 points are received for 10 RUB, with expenses for the goods of the group "Favorite Products";
  • for the money spent on the network, there is an accrual of 3 per 10 rubles spent in the "Crossroads";
  • other expenses - 2 points.

Using bonuses for further purchases, you significantly reduce your costs. In addition, you can always be aware of my intersection offers.

The credit limit is 300,000 rubles. In the event of debt repayment within 60 days, interest is not taken. At the end of the term, the credit rate is 23.99%. The service will cost 490 rubles per year.

Prepaid

Does not require activation and additional connections. There is an opportunity for its acquisition at the box office of any store network intersection. Making purchases in network supermarkets, you get:

  • 2 points for 10 RUB spent.
  • in the case of other spending made with its help, 1 point is 10 RUB.

Perhaps free additions from third-party financial institutions. Consider the fact that the one-time balance of funds can be no more than 15,000 p. The amount of operations produced with its help is limited to 40 000 r. within a month.

Note!

For the owner, there is a possibility to take advantage of special offers from the mobile application "My Crossroads".

How to get a crossroad card

For various types of plastic, there are different conditions. For registration of debit and credit cards, you need to contact the bank, in the case of prepaid, it is enough to visit one of the strokes of the intersection.

The main requirement for the acquisition of plastic is: to reach the customer of majority, and the citizenship of the Russian Federation. Provide documents confirming solvency is not necessary. If you are not a bank client, its release is possible after connecting the selected service package.

The offer consists of four options.

"Economy" allows:

  • have current accounts in different currencies;
  • make payments without visiting Alfa Bank branches using the Alfa-Click functionality;
  • serviced in a convenient separation of Alpha Bank;
  • make transactions from other financial organizations using Alfa-Click and Alpha-Mobile.

The "Optimum" package contains such features:

  • sMS notifications;
  • the balance of funds on the accumulative accounts is accrued with 6% per annum;
  • connect to an Internet banking;
  • opening current accounts in rubles, euros and dollars;
  • in the case of safety conditions, the cost of the service is 0 p.

By connecting the "Comfort" package, you get:

  • discounts and suggestions;
  • privileges during the removal of money in ATMs;
  • access to the mobile service "Alfa-Mobile" free of charge;
  • insurance when leaving other countries.

The "Maximum +" includes such services:

  • you get access to personal care in all branches of Alpha Bank in Russia, if necessary, the manager leaves for you;
  • services of the best mobile bank;
  • access to revenue deposits and investments;
  • currency conversion on the exchange rate;
  • insurance, airport transfers for Alfa Bank.

To get you need to fill out the application. Log in to the page.

On the next tab, find the "Crossroads", click "Order Map".

In the window that opens, fill out all items.

Click on the "Continue" button, your questionnaire will be poisoned for consideration. After some time, the Alpha Bank worker will call you back, it will clarify the necessary data. You can pick up plastic in the nearby branch.

Important!

You can place an order via the Internet Bank Alpha Click or directly at the Bank's Office.

It does not need to connect additional services for its acquisition.

Note!

The client must comply with some requirements:

  1. Be an adult citizen of the Russian Federation.
  2. Monthly income must be: 9000 rubles. (Moscow) and 5,000 rubles. (regions).
  3. Have a permanent place of living.
  4. Provide a contact phone, and specify the manual or accounting number from the place of work.

To send a request, go to the site.

Select the type "Credit" and click "Order Map".

On all pages, fill the required fields by pressing the Continue key, go to the following steps. After filling in the questionnaire goes to the bank, your application expects approval.

If a positive decision is made to issue a credit card, you can pick it up in the Alpha Bank office. With me, you need to have a passport of the Russian Federation.

How to get a prepaid card crossroad

The easiest option is to buy it at the box office of one of the supermarkets for 99 p. It is a full-fledged payment facility, working with other cards, while opening an account by the client is optional. Activation is not necessary - plastic purchased in the store is ready for use immediately after purchase.

Note!

Money on a lost, not identified payment facility, you will not return, in this case, you can only accrued points.

The owner can visit the nearest Alfa Bank office, and submit an application to identify it. With it, he must have an identity card acting on the date of his filing. After performing this procedure, the maximum amount of the residue and the monthly turnover of funds increases significantly.

After reviewing the video below, you will learn about the benefits received by customers using this project:

You can replenish the cards using the Alfa-Bank cashier's services, using ATMs, through the Alpha Click or the Alpha-Mobile mobile application.

When you spend your funds in the "Crossroads" network, bonuses are accrued. Depending on your card and the type of purchase by 10 rubles. The funds you spent will be returned from 1 to 7 points. Cumbers, spent in network stores or partners. To do this, it is enough to ask the cashier to buy bonuses. An online calculator can be used to calculate relying bonuses.

A relatively recently Alfa-Bank began active cooperation with intersection stores, the result was the creation of a number of different bank cards:

  • Payment card;
  • Debit card;
  • Credit card.

Each buyer will be able to choose the most relevant card for itself, depending on its own specifics of buying activity and other factors. Simply put, the banking card of the intersection from Alfa-Bank is useful to everyone, you only need to select the desired option.


The trading network of the intersection, definitely chose a reliable partner as an alpha-bank. After all, this bank in Russian rankings, as a rule, is located on the second line immediately after the most reliable and unchanged leader of the country's bank ratings - Sberbank. Therefore, to use cards and services from such a financial organization is quite reasonable and reliable. At the same time, the map of the Alpha Bank is part of a developed and multifaceted loyalty card system and becomes part of this system favorably in the financial sense. The Bank regularly develops new interesting options with various bonuses and promotions that allow people to make purchases more profitable and receive goods and services necessary for them.

Consider in more detail bank cards crossroads from Alfa-Bank. There are also detailed service conditions on the official website https://www.perekrestok.ru/info/bankovskie-karty

Payment card

The essence of the account of the intersection from the Alpha Bank is to use its use in supermarkets of crossroads and other stores, so you will receive bonus points on special conditions.

Special conditions

  • when buying goods in the intersection for every 10 rubles. You will be credited 2 points, which is 2 times more than according to the standard map;
  • for the purchase in any other store for every 10 rubles. You will be credited 1 point;
  • purchase from the heading "Favorite Products" in the crossroads allows you to get 6 points for every spent 10 rubles.

Getting a map

This map is purchased directly at the store's checkout at the cost of 99 rubles.


After buying a map, only her will remain and then use it.


You can replenish the map in various ways using:

  • ATMs and terminals;
  • Bank transfers;
  • Through the cashier.

Some methods provide a commission for replenishment.


The write-off of points occurs according to the following scheme: 10 points \u003d 1 rub.


Restrictions

  • The minimum amount of one-time replenishment of the card is 100 rubles, and the maximum - 15,000 rubles;
  • The sum of all operations on the card per month is no more than 40000 rubles;
  • Cash balance on the map can not exceed 15,000 rubles;
  • It is not provided for cash withdrawal from the card.

Debit card

The option in the sense of savings is more profitable, as it makes it possible to efficiently save the points and as a result, buy more for less money. In fact, the debit card of the intersection of Alpha Bank is a classic version of the Cashback card. Just here additionally connected the option of improved cachek through the Perekrestok store.


Terms of accumulation of points

  • 1 score for every 10 rubles. shopping in any store;
  • 2000 points to the account upon receipt of the card.

Conditions for service card

  • Card release - 0 rub.;
  • Discounts and special offers in the application "My Crossroads";
  • Free 10 cash withdrawals in any ATMs of Russia per month;
  • Free replenishment from other bank cards;
  • Service cost - 490 rubles. in year.

Points from a debit card Crossroads from Alfa-Bank You can write off in supermarkets of crossroads and network partners.

Course of writing off points from the card: 10 points \u003d 1 rub.

Getting a map

You can get a map in several ways:

  • Through the application on the official website of Alfa-Bank - https://anketa.alfabank.ru/alfaform_dc/step1?cardid\u003dpi&pacitid\u003do61&platformid\u003dperekrestok_web.
  • In the Internet Bank "Alfa-Click" - https://alfabank.ru/everyday/online/alfacelick/
  • In any branch of the bank.

Credit card

The credit card of the Alpha Bank of the intersection is also offered, which initially does not require replenishment. Purchases can be made to borrowed funds, which will further need to fill out contributing finances.


Terms of accumulation of points

  • 2 points for every 10 rubles. shopping in any store;
  • 3 points for every 10 rubles. shopping in the crossroads;
  • 7 points for every 10 rubles. shopping in the intersection from the heading "Favorite Products";
  • 5000 points to the account upon receipt of the card.

Conditions for service card

  • Card release - for free;
  • Credit limit up to 300,000 rubles;
  • Cash withdrawal limit in ATMs - 200,000 rubles;
  • Commission for cash withdrawals - 5.9%, but not less than 500 rubles;
  • 60 days without interest on the loan for buying and removing cash;
  • Interest rate from 23.99% per annum;
  • Service 490. rub. per year, maintenance of an additional card - 490 rubles. in year;
  • Free Alpha Mobile Mobile App.

Points from credit card Crossroads from Alfa-Bank You can write off in supermarkets of crossroads and in network partners.

The debit card of the intersection of Alfa-Bank is a universal payment instrument for daily use with a bonus program created together with the network supermarkets of the intersection.

Who created a map? Why is it needed?

It is obvious that the card was created for regular buyers of the supermarket chain of the intersection, as well as those who live near and often buys the most necessary there.

This card is not permanent customers for nothing, because the entire bonus program is built around the network of grocery supermarkets "Crossroads".

The main consumer of this banking product is the middle class from large cities where network supermarkets are present.

First of all, the card was created as a universal payment instrument offline stores and on the Internet (transfers from the map to the map to friends and loved ones, payments for purchases and services, replenishment / removal, etc.)

Of course, it should be noted that the main function of plastic is to save their own funds through the Alpha Bank bonus program and the network of intersection.

Advantages of the card

  • Very advantageous bonus program
  • Low cost of annual service for the map with the possibility of contactless payment of Apple Pay and Samsung Pay and other buns
  • Special mobile app intersection, where co-brand holders are waiting for additional stocks and bonuses
  • Free shipping by courier in Moscow within the Moscow Ring Road and a 15-minute walk from the subway
  • Loyalty program with cachekom in restaurants up to 50%
  • Alpha Bank has a large list of partner banks, in the ATMs of which you can withdraw money without commission.
  • A bonus for the service package is a cumulative account "My safe" with a small yield to the residue. At the same time, use the means as you like without losing accrued interest. A peculiar percentage on the balance on the map.
  • The client receives a card with a chip, a disposable password confirmation software 3D-Secure software confirmation, contactless PayPass, and ApplePay.
  • The 10 first removal of the Alpha Bank map in third-party ATMs will be absolutely free

Disadvantages of plastic

  • To become the owner of a co-card, an intersection of Alpha Bank, you must first connect one of the packages of services to choose from: economy, optimum, comfort, maximum +. And all package paid, and the Commission on them is high enough
  • All additional services are paid. Their cost is higher than in most other banks. For example, SMS-Bank Alfa-Bank is one of the most expensive among all credit institutions, for the mobile bank will also have to fork. What can I say, because even USSD requests are paid in Alfa-Bank, while the same Sberbank offers all the listed services absolutely free of charge, except for SMS Bank.
  • High cost of service in a compartment with a paid service package. For the use of the card to be easy, you need to make a minimum requirement for free use of the service package.

How to get a card?

If you are interested in a coobrald plastic and want to arrange it, you can do this in several ways. The most comfortable and quick of them is to order a map of the Alpha Bank intersection on the Internet. To do this, you need to fill out a detailed questionnaire, confirm the release and wait for the courier. The courier will deliver plastic after 2-4 days absolutely free of charge within the Moscow Ring Road or 15 minutes walk from the MKAD subway.

In all other cases, the card will have to appeal in person to the nearest selected office. As soon as the plastic deliver there, the client will receive an SMS notification of this.

The second option is to order a card in the department. With me you need to have a passport. Application on the map The intersection of the Alpha Bank is filled within 15-20 minutes. After that, the potential owner will need to sign an application for the release and maintenance of the card. After about 3-5 days, the card will be ready. But the delivery time will depend on the remoteness of the settlement from Moscow. What he is further, the longer they will deliver the card and vice versa.

Bonus program "Crossroads"

When paying a map of any goods and services, the client receives bonuses to a special account. The number of bonuses depends on the place of payment. For example:

  1. For each spent 10 rubles in the network, 3 points returns to the bonus account
  2. 1 points for every 10 rubles go when paying for a map of any goods and services in other stores
  3. 6 points for every spent 10 rubles. can be obtained when buying using Apple Pay
  4. 7 points for every 10 rubles for a bonus account will be back when buying goods from the favorite category in the stores of the intersection.

When applying, the client receives 2000 welcome bonuses.

Customer accumulated clients can pay the full or partial cost of buying an intersection in the network without restrictions. Every 10 points \u003d 1 ruble.

That is, if 10,000 points accumulated on your map of the Alpha Bank, in terms of rubles, the sum will amount to 1000 rubles, which can be paid in any store of the intersection network and partners.

The own system of discounts and privileges offers mastercard world owners and payment system. You can get a discount from partners Mastercard in Russia and abroad: Formula Cinema, Kikhodov.Ru, Burger King, Taxi Friday, Ilux, etc.

Not so long ago, the network of "Perekrestok" began cooperation with the Alpha Bank.

The fruit of this cooperation was bank cards:

  1. Payment card.
  2. Debit card.
  3. Credit card.

All these cards are manufactured by Alpha Bank with the symbols of the "Crossroads". Let's talk about each map separately.

3 options.

Alpha Bank became the most popular in the last 10 years, but it has existed for more than 25 years.

In the last ranking of banks, he held 2nd place after Sberbank. More than 3,000 divisions are open throughout the country, many offers on loans and deposits. In recent years, the Bank has increasingly concludes cooperation contracts, thanks to which he is also gaining more popularity.

What says "Crossroads".

Payment card

Payment card "Crossroads" from Alpha Bank is only a payment method in stores. Those. You can replenish the shopping card. Why do it?

The fact is that on this map bonuses will be accrued:

  • when paying in the stores "Crossroads" for every 10 rubles, 2 points will be accrued, it is 2 times the standard bet.
  • you can pay for purchases in any other stores, and it will bring you 1 point for every 10 rubles.

Debit card

This card differs from the previous one, which is a classic debit card. Just with Cashbank and an increased cachekack for purchases in the stores "Crossroads".

But first things first.

About the debit card.

Conditions for maintenance of the map are:

  • release cards free;
  • annual service is 490 rubles per year;
  • contactless payment system on the map;
  • free cash withdrawal in ATMs of any banks.

What will this specifically give you this card from "Alpha Bank"? If you often buy in the stores "Crossroads", then you will be incredibly beneficial to use it!

Not only is it a common debit card with which you can withdraw cash and pay any purchases for these purchases you will receive cachek:

  1. 2000 points just for the release of the card.
  2. For purchases in the stores "Crossroads" 3 points for every full 10 rubles in the check.
  3. For purchases in favorite categories in the "Crossroads" 7 points for every 10 rubles in the check.
  4. For payment of any purchases in any stores you will receive 1 point for every 10 rubles.

The advantages of the card for regular customer buyers are obvious.

Obvious advantages.

You can get a map in several ways:

  • via application on the site "Crossroads" with home delivery - https://anketa.alfabank.ru/alfaform_dc/step1?cardid\u003dpi&packedid\u003do61&platformid\u003dperekrestok_web
  • via application on the official website of Alfa-Bank - https://anketa.alfabank.ru/alfaform-cc/personal?card\u003dmaster_card_world_perekrestok&platformid\u003dperekrestok_web

By the way, the full conditions of service and others can be found on the official website of Alfa-Bank - https://alfabank.ru/everyday/debit-cards/perekrestok-debit/

Credit card

Credit card "Crossroads" is very similar to the debit, with the difference only only that here you spend borrowed funds. Service conditions are somewhat better.

About the credit card.

Card maintenance conditions:

  • free card issue;
  • annual service for the main card will be 490 rubles, for each additional 490 rubles, if any;
  • interest rate from 23.99% per annum;
  • contactless payment system;
  • 60 days of the grace period and for shopping, and for cash withdrawal;
  • cash removal limit in ATMs is 200,000 rubles;
  • for the removal of cash bank takes a commission of 5.9% of the amount, but not less than 500 rubles.

As you understand, use the "Crossroads" credit card for cash withdrawal is very unprofitable. But it is very profitable to pay to her in stores.

How it works?

Advantages of the card:

  1. 5000 points you are charged simply for its release.
  2. For every 10 rubles in the check of the stores "Perekrestok" you will receive 3 points on a bonus account.
  3. For every 10 rubles in a check in favorite categories of the network you will receive 7 points.
  4. For every 10 rubles, purchases in any other stores will return 2 points.
  5. Special offers and promotions will be available.

You can get a credit card as well as debit:

  • order with home delivery - https://anketa.alfabank.ru/alfaform-cc/personal?card\u003dmaster_card_world_perekrestok&platformid\u003dperekrestok_web
  • on the site "Alpha Bank" - https://anketa.alfabank.ru/alfaform-cc/personal?card\u003dmaster_card_world_perekrestok&platformid\u003dperekrestok_web

Detailed Card Conditions can be found on the official website of the bank -