Alpha Bank and the largest network of supermarkets "Perekrestok" launched a loyalty program with which you can significantly save on your daily purchases.
The trading company "Perekrestok" is the federal retail network, which has become one of the very first urban networks of supermarkets. "Crossroads" is the leader of the Russian market in the supermarket format. To date, the network has 500 trading facilities in more than 120 cities and settlements of Russia.
Alpha Bank provides you with the opportunity to make your daily purchases of various goods and services, get points for it and spend them on purchases in the supermarket "Crossroads".
Becoming a participant of the loyalty program is very simple! You need to issue a map of "Crossroads" from Alpha Bank. To do this, leave the application on the Bank's website, or on the Alfa-Click's Internet bank. All Maps "Crossroads" belong to the MasterCard payment system. They produced three types:
I'll tell you about each more.
As mentioned above, all the cards belong to the MasterCard payment system.
If you are not the Alpha Bank client, then to obtain a debit card, you will need to choose a package of services from four offered:
The release of the "Crossroads" cards are free. Annual service, without taking into account the package of services (minimum 89 rubles per month or 959 rubles per year) is 490 rubles. The service package can be provided free of charge, while maintaining certain score balances.
To obtain a debit card "Crossroads", confirmation of your solvency is not required, you simply must be an adult citizen of the Russian Federation.
The map is available free of charge, card design is free. Annual service is 490 rubles per year (when making a credit card, a service package is not required)
To obtain a credit card "Perekrestok" must be consistent with several requirements for the borrower, namely:
If you meet these requirements, then for the registration of a credit card you need only two documents: a passport of a citizen of the Russian Federation and an additional document (driver's license, passport, SNILS, OMS policy, TIN certificate).
To increase the chances of obtaining a loan, you can make additional documents, the list of which can be found at the phone number (8 495 78 888 78 for Moscow, 8,800 20 000 00 for regions) or on the Alpha Bank website (Alfabank.ru).
When considering a variety of factors specified in your questionnaire, the bank issues you a loan limit of 10,800 to 300,000 rubles.
This card has more advantages than the rest, since the loyalty program for this type of cards is more profitable, consider the benefits and capabilities of the credit card.
When making a card of 5000 bonuses are charged as a gift;
You are provided with a limit for cash withdrawal to 200,000 rubles (if your total credit limit is more than 200,000). The cash removal commission is 5.9% (but not less than 500 rubles). 60 days to pay off a credit limit without percent, after 60 days the interest rate is charged from 23.99% to 38.516% per annum, taking into account all possible payments.
Such a map you can purchase at the coupling of supermarkets "Crossroads". It is inferior to the benefits of debit and credit cards.
Possibilities of a prepaid card:
Above, we compared all three types of "Crossroads" cards, therefore, we can conclude that the design of the credit card "Crossroads" is the most profitable.
How to get the "Crossroads" card? To do this, you can choose the most suitable way for you, namely:
After filling out the application within two days you will receive a call and / or message about the decision of the bank and will tell you where and when you can pick up the map. When receiving a card, you need to have the documents you specified in the questionnaire. Also in many cities there is free shipping card by courier to your home.
The card will need to be activated by calling the phone number indicated on the reverse side of the map and inventing a four-digit PIN code to it. The activation of the loyalty program is not required, it is activated automatically.
You can control your card operations in a free application for Alpha-Mobile mobile devices, in a personal account on the Alpha Bank website or connecting your mobile bank to your telephone.
You can replenish the card account or repay debt in the following ways:
You can connect the functions that make any purchase more convenient:
If you are already participating in the loyalty program, then when you design, you can simply specify your program "Club Crossroad" program and your points will be copied already on an existing bonus account. Even if you forgot to specify your program number, then the points can be transferred to a new number by simply by calling the club "Crossroad" 8 800 200 95 55.
Welcoming points can be obtained within 45 days from the date of issuing a map by making it a purchase. In case of returning funds for the purchase or service, the calculation of points is not made.
Points are accrued every month, depending on how much you spent on the "Crossroads" map. The more often you use the card in everyday life, the more points get. The number of points can be clarified in the mobile application "My Crossroads", by phone number 8 800 200 95 55 or in your personal account on my.perekrestok.ru/login.
Points are not charged for removing cash from cards. Also for the commission of the bank on the map, written off in accordance with the current tariffs. In addition, the Bank does not charge points for operations perfect in casino and sweatshirts; If you bond or lottery ticket; on operations committed in favor of mutual funds, pawnshops; on operations with financial organizations; If there are operations to transfer funds to accounts / bank cards, including Alfa-Bank JSC; For operations related to money transfer to an increase in the balance of electronic funds, for operations related to the use of a commercial purposes, on operations performed in Metro Cash & Carry, Selgros Cash & Carry.
If the bank mistakenly accrued you points, then it has the right to cancel them, as well as change the list of operations for which points are not charged.
In other cases, for all your purchases of goods or services, you will be charged in accordance with the tariff of your card (credit or debit).
The popularity of Alpha Bank is steadily increasing. Having extensive interests, and a large number of partners, he does not cease its development and improvement in order to convenience customers. A bright example is the "Crossroads" card.
Its owners receive a number of advantages, among them opportunities: savings on a bonus program, consumer lending, money transfer and other. A lot of useful information can be obtained by reading the reviews of people already enjoyed by this service.
Alpha Bank produces three types of plastic cards "Crossroads". Each has its purpose and advantages, with it related.
It has the greatest functionality. It serves personal money of the client, the design takes place with reference to a particular person.
Accrued scores:
Using her, you get:
The cost of maintenance depends on the service pack selected when the package is connected and will cost in sum from 490 p.
The credit card opens access to Finance Alpha Bank, you can use them to purchase various goods or services. Making it up, get points:
Using bonuses for further purchases, you significantly reduce your costs. In addition, you can always be aware of my intersection offers.
The credit limit is 300,000 rubles. In the event of debt repayment within 60 days, interest is not taken. At the end of the term, the credit rate is 23.99%. The service will cost 490 rubles per year.
Does not require activation and additional connections. There is an opportunity for its acquisition at the box office of any store network intersection. Making purchases in network supermarkets, you get:
Perhaps free additions from third-party financial institutions. Consider the fact that the one-time balance of funds can be no more than 15,000 p. The amount of operations produced with its help is limited to 40 000 r. within a month.
Note!
For the owner, there is a possibility to take advantage of special offers from the mobile application "My Crossroads".
For various types of plastic, there are different conditions. For registration of debit and credit cards, you need to contact the bank, in the case of prepaid, it is enough to visit one of the strokes of the intersection.
The main requirement for the acquisition of plastic is: to reach the customer of majority, and the citizenship of the Russian Federation. Provide documents confirming solvency is not necessary. If you are not a bank client, its release is possible after connecting the selected service package.
The offer consists of four options.
"Economy" allows:
The "Optimum" package contains such features:
By connecting the "Comfort" package, you get:
The "Maximum +" includes such services:
To get you need to fill out the application. Log in to the page.
On the next tab, find the "Crossroads", click "Order Map".
In the window that opens, fill out all items.
Click on the "Continue" button, your questionnaire will be poisoned for consideration. After some time, the Alpha Bank worker will call you back, it will clarify the necessary data. You can pick up plastic in the nearby branch.
Important!
You can place an order via the Internet Bank Alpha Click or directly at the Bank's Office.
It does not need to connect additional services for its acquisition.
Note!
The client must comply with some requirements:
To send a request, go to the site.
Select the type "Credit" and click "Order Map".
On all pages, fill the required fields by pressing the Continue key, go to the following steps. After filling in the questionnaire goes to the bank, your application expects approval.
If a positive decision is made to issue a credit card, you can pick it up in the Alpha Bank office. With me, you need to have a passport of the Russian Federation.
The easiest option is to buy it at the box office of one of the supermarkets for 99 p. It is a full-fledged payment facility, working with other cards, while opening an account by the client is optional. Activation is not necessary - plastic purchased in the store is ready for use immediately after purchase.
Note!
Money on a lost, not identified payment facility, you will not return, in this case, you can only accrued points.
The owner can visit the nearest Alfa Bank office, and submit an application to identify it. With it, he must have an identity card acting on the date of his filing. After performing this procedure, the maximum amount of the residue and the monthly turnover of funds increases significantly.
After reviewing the video below, you will learn about the benefits received by customers using this project:
You can replenish the cards using the Alfa-Bank cashier's services, using ATMs, through the Alpha Click or the Alpha-Mobile mobile application.
When you spend your funds in the "Crossroads" network, bonuses are accrued. Depending on your card and the type of purchase by 10 rubles. The funds you spent will be returned from 1 to 7 points. Cumbers, spent in network stores or partners. To do this, it is enough to ask the cashier to buy bonuses. An online calculator can be used to calculate relying bonuses.
A relatively recently Alfa-Bank began active cooperation with intersection stores, the result was the creation of a number of different bank cards:
Each buyer will be able to choose the most relevant card for itself, depending on its own specifics of buying activity and other factors. Simply put, the banking card of the intersection from Alfa-Bank is useful to everyone, you only need to select the desired option.
The trading network of the intersection, definitely chose a reliable partner as an alpha-bank. After all, this bank in Russian rankings, as a rule, is located on the second line immediately after the most reliable and unchanged leader of the country's bank ratings - Sberbank. Therefore, to use cards and services from such a financial organization is quite reasonable and reliable. At the same time, the map of the Alpha Bank is part of a developed and multifaceted loyalty card system and becomes part of this system favorably in the financial sense. The Bank regularly develops new interesting options with various bonuses and promotions that allow people to make purchases more profitable and receive goods and services necessary for them.
Consider in more detail bank cards crossroads from Alfa-Bank. There are also detailed service conditions on the official website https://www.perekrestok.ru/info/bankovskie-karty
The essence of the account of the intersection from the Alpha Bank is to use its use in supermarkets of crossroads and other stores, so you will receive bonus points on special conditions.
This map is purchased directly at the store's checkout at the cost of 99 rubles.
After buying a map, only her will remain and then use it.
You can replenish the map in various ways using:
Some methods provide a commission for replenishment.
The write-off of points occurs according to the following scheme: 10 points \u003d 1 rub.
The option in the sense of savings is more profitable, as it makes it possible to efficiently save the points and as a result, buy more for less money. In fact, the debit card of the intersection of Alpha Bank is a classic version of the Cashback card. Just here additionally connected the option of improved cachek through the Perekrestok store.
Points from a debit card Crossroads from Alfa-Bank You can write off in supermarkets of crossroads and network partners.
Course of writing off points from the card: 10 points \u003d 1 rub.
You can get a map in several ways:
The credit card of the Alpha Bank of the intersection is also offered, which initially does not require replenishment. Purchases can be made to borrowed funds, which will further need to fill out contributing finances.
Points from credit card Crossroads from Alfa-Bank You can write off in supermarkets of crossroads and in network partners.
The debit card of the intersection of Alfa-Bank is a universal payment instrument for daily use with a bonus program created together with the network supermarkets of the intersection.
It is obvious that the card was created for regular buyers of the supermarket chain of the intersection, as well as those who live near and often buys the most necessary there.
This card is not permanent customers for nothing, because the entire bonus program is built around the network of grocery supermarkets "Crossroads".
The main consumer of this banking product is the middle class from large cities where network supermarkets are present.
First of all, the card was created as a universal payment instrument offline stores and on the Internet (transfers from the map to the map to friends and loved ones, payments for purchases and services, replenishment / removal, etc.)
Of course, it should be noted that the main function of plastic is to save their own funds through the Alpha Bank bonus program and the network of intersection.
If you are interested in a coobrald plastic and want to arrange it, you can do this in several ways. The most comfortable and quick of them is to order a map of the Alpha Bank intersection on the Internet. To do this, you need to fill out a detailed questionnaire, confirm the release and wait for the courier. The courier will deliver plastic after 2-4 days absolutely free of charge within the Moscow Ring Road or 15 minutes walk from the MKAD subway.
In all other cases, the card will have to appeal in person to the nearest selected office. As soon as the plastic deliver there, the client will receive an SMS notification of this.
The second option is to order a card in the department. With me you need to have a passport. Application on the map The intersection of the Alpha Bank is filled within 15-20 minutes. After that, the potential owner will need to sign an application for the release and maintenance of the card. After about 3-5 days, the card will be ready. But the delivery time will depend on the remoteness of the settlement from Moscow. What he is further, the longer they will deliver the card and vice versa.
When paying a map of any goods and services, the client receives bonuses to a special account. The number of bonuses depends on the place of payment. For example:
When applying, the client receives 2000 welcome bonuses.
Customer accumulated clients can pay the full or partial cost of buying an intersection in the network without restrictions. Every 10 points \u003d 1 ruble.
That is, if 10,000 points accumulated on your map of the Alpha Bank, in terms of rubles, the sum will amount to 1000 rubles, which can be paid in any store of the intersection network and partners.
The own system of discounts and privileges offers mastercard world owners and payment system. You can get a discount from partners Mastercard in Russia and abroad: Formula Cinema, Kikhodov.Ru, Burger King, Taxi Friday, Ilux, etc.
Not so long ago, the network of "Perekrestok" began cooperation with the Alpha Bank.
The fruit of this cooperation was bank cards:
All these cards are manufactured by Alpha Bank with the symbols of the "Crossroads". Let's talk about each map separately.
3 options.
Alpha Bank became the most popular in the last 10 years, but it has existed for more than 25 years.
In the last ranking of banks, he held 2nd place after Sberbank. More than 3,000 divisions are open throughout the country, many offers on loans and deposits. In recent years, the Bank has increasingly concludes cooperation contracts, thanks to which he is also gaining more popularity.
What says "Crossroads".
Payment card "Crossroads" from Alpha Bank is only a payment method in stores. Those. You can replenish the shopping card. Why do it?
The fact is that on this map bonuses will be accrued:
This card differs from the previous one, which is a classic debit card. Just with Cashbank and an increased cachekack for purchases in the stores "Crossroads".
But first things first.
About the debit card.
Conditions for maintenance of the map are:
What will this specifically give you this card from "Alpha Bank"? If you often buy in the stores "Crossroads", then you will be incredibly beneficial to use it!
Not only is it a common debit card with which you can withdraw cash and pay any purchases for these purchases you will receive cachek:
The advantages of the card for regular customer buyers are obvious.
Obvious advantages.
You can get a map in several ways:
By the way, the full conditions of service and others can be found on the official website of Alfa-Bank - https://alfabank.ru/everyday/debit-cards/perekrestok-debit/
Credit card "Crossroads" is very similar to the debit, with the difference only only that here you spend borrowed funds. Service conditions are somewhat better.
About the credit card.
Card maintenance conditions:
As you understand, use the "Crossroads" credit card for cash withdrawal is very unprofitable. But it is very profitable to pay to her in stores.
How it works?
Advantages of the card:
You can get a credit card as well as debit:
Detailed Card Conditions can be found on the official website of the bank -