As a rule, with the help of a copy of the passport, the identity of a person is assigned to a senior position in the company. Then the person can be held accountable and will be responsible for all the actions that were committed by fraudsters within the framework of this company. After committing misconduct by scammers, an ordinary citizen can sue their actions. The process of defending your rights can take a long time. To do this, you will have to spend a lot of time and effort in order to ultimately prove your innocence. The lawsuit can drag on for several years, during which a person may lose stability, financial income, real estate and receive unbearable loan payments.

Where can I contact if my personal data has been scammed?

• Criminal law
My personal data got to the scammers. Due to the fact that I am a job seeker, on the Internet I came across a vacancy for a Financial Courier of the Obi Kon LLC Company, legal address 454084, Chelyabinsk, Komsomolsky lane, 2, actual address 45408.

Chelyabinsk, Pobedy Ave., 160, office 413 TIN: 7448074625 KPP: 772601001, corr. yes, but the desire to find a job exceeded doubts. By e-mail addressed to Ilya Sergeevich, what should I do, I won’t live until morning, where to run? what should I do? thanks in advance!, internet scam Collapse Lawyers Answers (10)

• All legal services in Moscow Protection of witnesses Moscow from 20,000 rubles.
  Protection of a convict Moscow from 20,000 rubles.

Fraud with passport data

Attention

Do not trust data to other people. A similar rule applies not only to a passport, but also applies to other papers, such as SNILS. You need to follow not only the original document, but also its copies. Photographs of papers must not be allowed. The information contained in them is sufficient to commit an illegal act.

Important

Important! The main question that worries citizens who have allowed data to reach third parties is whether scammers can take out a loan according to their passport without the passport itself? Experts say that such fraud is possible. Today, there are many companies operating online and providing loans according to the information contained in the main document of a citizen of the Russian Federation. To apply for a loan in such a company, a copy of the document or the information contained in it is sufficient.

What to do if scammers found out passport data?

Important! As soon as a person begins to suspect that his personal data has been stolen, he should immediately contact law enforcement agencies. This will prevent possible negative consequences. If a person has revealed the fact of theft of personal data, he can apply directly to the court.

Info

However, the proceedings will take a long time and require a lot of effort. It is not always easy to prove the guilt of a fraudster. In order to avoid unpleasant consequences, it is worth exercising careful control over personal information in advance. By being vigilant, a person will protect himself as much as possible from the theft of passport data.

A passport is the main document of a citizen of the Russian Federation. When using an original or a copy of a document, care must be taken. Don't give out your personal information unless it's necessary. It should be remembered that information can be used.

Modern realities provide unscrupulous citizens to resort to a whole list of ways to use someone else's information. To protect yourself, it is important to know in advance how scammers can use your passport data. The list of frauds is not limited to the classic loan.

We will talk further about the methods that fraudsters can use to steal data, about the illegal use of information and methods to prevent information theft.

Where to go if scammers took possession of passport data

In any case, fraud with a citizen's personal data is aimed at the person's lack of vigilance, careless handling of a passport, trust and inattention. Can I get a loan using a photocopy of my passport? Getting a loan using someone else's passport or a photocopy is one of the most common types of fraud that can be done if you have a photocopy on hand. However, to carry out such a crime, it is necessary to have connections in the bank itself.

Most often, it is enough just to collude with a bank employee who will close his eyes to the fact that a person, when receiving a loan, does not provide his own document. It will then be difficult for the owner to prove his innocence, and he will have to prove it during the trial with the bank.
There are a number of other illegal actions for which the passport data of a citizen are used. Having received information from a photocopy or original passport, the fraudster will be able to carry out the following manipulations:

• perform fraud online,
• get access to a credit or phone card,
• make duplicates of documentation to carry out various transactions,
• register a company
• get housing rights
• receive loans from MFIs,
• borrow money from individuals
• carry out other illegal activities.

Most actions are difficult to perform. However, they are all possible. For this reason, a citizen transferring information about a passport to third parties must understand all the possible consequences of such an action.

For example, a fraudster enters into an agreement on behalf of another person and indicates his passport data in it. The counterparty, without checking the passport, signs all the papers. Further, having received money under this agreement, the fraudster soon disappears safely.

As a result, the injured party begins to present its claims to the unsuspecting passport holder. Using someone else's passport data, attackers can take ownership of any property, for example, a car. And if this car causes harm, the requirements will also be addressed to the owner of the passport.

If a person has lost his passport or it was stolen from him, you should, without delay, write a statement to the police. In parallel, you must immediately start issuing a new passport. If possible, a person should not give the passport or its copies to unauthorized persons, even for a few hours.

With the help of a person's passport data, you can: get a loan from a bank; collect debts; take away an apartment; perform fraud on the Internet; register a company; obtain a duplicate of documents for making various transactions; manage credit or phone cards; carry out other illegal activities. scammers take credit for other people's passports. Fraud with passport data is most often carried out in order to obtain a loan from a bank. This is possible thanks to the joint efforts of the fraudsters themselves and the bank employee.

Many cases are already known when people became hostages of such a situation and are now paying back loans that they never took out. Often people have to find out that their data was taken to register an enterprise and through them various frauds are carried out.
How to protect yourself from illegal actions? Increasing passport data fraud leads to a need for information protection. Today, there are several ways to protect information from theft. The simplest and most effective of them is the manifestation of vigilance. If a person is forced to transfer the TIN or passport to an employee of a state body, it is allowed to observe all the actions of specialists. This right exists in the following situations:

• bank loan processing,
• exchange operations,
• scanning or copying,
• affixing stamps in the passport,
• other manipulations performed with the data of the main document of a citizen of the Russian Federation.

The rights of every person are protected by law. If a citizen's passport data has been stolen, fraudsters can be prosecuted.

If a person has become a victim of scammers, he usually finds out that he has taken on a loan or a registered company. Note! Usually a company is created to perform fraudulent manipulations. With the help of passport data, a person is appointed to a leadership position.

In this situation, the person on whose behalf the manipulations were performed can be held liable for all actions performed by the company. Loans will also have to be repaid. In this situation, a person can apply to the court. However, proceedings often take several years. The decision of the court depends on the individual nuances of what happened. Recommended video: Fraudsters took out a loan for a lost passport. What to do? Video Ways to steal a copy of a passport Various government agencies often require a copy of the passport to perform the necessary action. This frees the hands of scammers.

Passport data that displays personal information about the owner has always been of interest to scammers. With the advent of the latest technologies, criminals who have gained access to personal data get a real opportunity to inflict material damage on a citizen. Lawyers always warn that fraud is quite common, so personal information should be kept secret.

Criminal ways of using passport data

Sometimes not only the original passport may be required by criminals. It is enough for them to take possession of a copy of an identity card or otherwise gain access to information. Personal information can be used by attackers at lightning speed or over time, in any case, a selfish motive will lead to tangible negative consequences for the owner of the document.

The conditions for committing a particular crime are different, but under favorable circumstances for the fraudster With the help of personal data of the victim, you can:

• get a loan from a banking organization;
• draw up debt obligations;
• re-register the property;
• register a company;
• obtain a legitimate duplicate for subsequent fraudulent activities;
• manage bank cards;
• perform actions on behalf of the owner on the Internet.

Typical and frequently encountered situations of forgery are listed, but the fantasy of scammers does not stand still and they can use other sophisticated ways to use personal information. Fraud with passport data is calculated on the lack of vigilance on the part of the owner, negligent handling of the main personal document, gullibility and inattention to the actions of employees of various institutions.

The greatest damage to the victim and profit to the criminal is brought by fraud with obtaining a loan using someone else's passport. Most often, in order to obtain a loan in someone else's name, a criminal colludes with an unscrupulous bank employee. It can be quite difficult to prove one's innocence to a conscientious citizen; judicial review and lengthy proceedings with the bank will be required.

The use of passport information for registering an enterprise is mandatory, therefore, by providing a copy of the passport, you can register a company for an unsuspecting person. Subsequent problems with taxes and regulatory organizations will fall on the shoulders of the front business owner. Fraudulent re-registration of movable and immovable property of a citizen with the help of stolen passport data is often found in judicial practice.

By participating in auctions, sweepstakes or contests, a citizen fills in credentials, thereby providing true and valid information about himself. Having such information, attackers can use it at their own discretion for criminal purposes.

It is quite difficult to restore violated rights, prove non-participation in lending and return property, it will take years of litigation with creditors or third parties involved in a fraudulent scheme.

One of the common ways to acquire copies of other people's passports for criminal purposes is collusion with firms that make photocopies. When contacting an unverified company, the risks of leaving your data for scammers always increase. It is not for nothing that illegal offers to sell photocopies of passports with any relevant information are not uncommon on the Internet, and urgently and inexpensively.

Such a copy can be presented for:

• registration in online games;
• win-win lottery;
• obtaining an account on the dating portal;
• registration of an electronic wallet in payment systems.

A copy of the document can be obtained from employees of firms that have their own database, for example, collectors, mobile operators or bank employees. Leakage of personal information is possible in various institutions that enjoy a positive reputation. The human factor matters here, when a lot depends on sometimes an ordinary employee who has access to the database.

A copy of the passport is required when making a tourist trip, when the operator sends it to the head office. Registration of domain names, obtaining a certificate in payment systems does not exclude the abuse of the information provided, but is necessary for registration.

There are cases when an employee who has access to copies of passports uses his official position upon dismissal, especially in a conflict situation with management. It is enough to copy comprehensive information about the client, then sell it or use it yourself.

How to protect yourself

You can reduce the risks if you carefully monitor the actions of the employee of the institution to which the citizen turned on his question.

The risk group includes the following procedures:

• affixing stamps and seals;
• photocopy of the passport;
• registration of credit agreements;
• foreign exchange transactions, etc.

If you suspect or detect fraud with your passport data, the owner must contact law enforcement agencies. A prompt appeal allows you to remove possible subsequent claims from third parties and creditors from the owner, since the citizen has reported the fraudulent use of his data. Criminal liability for fraud provides for imprisonment for various periods, depending on the severity of the criminal act.

At the legislative level, citizens are called upon to protect. According to the established rules, an organization requiring the provision of personal information about a citizen is obliged to ensure the protection of the information entrusted to it.

If, as a result of the investigation of the conflict situation, the guilt of the organization in insufficient protection or the use of personal information for personal gain is proved, then criminal punishment will follow.

What can be done with someone else's passport

Each document that proves your identity should be given close attention. Especially when it comes to passport data. All personal information provided in this document must be kept secret from strangers. Indeed, today there are various ways that allow fraudsters to use this information for their own purposes. Lawyers advise once again not to dictate your personal data without a special reason. The same applies to the phone number and bank card. What this can lead to is described in “can scammers withdraw money from a card knowing only the card number”.

What can scammers do with passport data without a passport?

All lawyers say that no one can do anything with your passport data. Otherwise, many people would use it. Even a copy of the passport has no legal force. Only original. The original, together with your signature, opens up wide opportunities for fraud. Otherwise, it is impossible to do anything that would cause damage to the owner of the passport data.

Passport data and SNILS in the hands of scammers

Each Pension Fund scammer begs for data and SNILS from residents of houses. This is necessary to transfer the funded pension to another organization. For attracting one person, an employee receives up to 5,000 rubles. Part of the funds from receives after the actual transfer of the client. If a non-state fund receives a new client, the funds can be invested at their discretion. They can be increased many times over and paid back to citizens as a result of the initial amount. Nevertheless, such an outcome of events can be beneficial even to deceived citizens who pay huge commissions to the State Pension Fund of the Russian Federation.

What can scammers do when transferring passport data and card numbers?

As with the transfer of passport information, scammers will not be able to do anything. In addition to the full name and card number, you need to know the expiration date and CVV. But when concluding a contract with a banking organization for issuing a card, the contract carefully states that such information, except for the card number, cannot be provided to a third party.

Fraudsters found out passport data - what to do?

Do everything to avoid identity theft on the Internet:

• Before transmitting information, look at the security of the connection. The address bar should say HTTPS. In some social networks, it is turned on separately;
• Change your passwords from time to time. Write complex ones. Better yet, install a password vault on your computer, and then use the generator to create;
• Use two modes to enter the social network and mail. Through password and through SMS. Of course, this is longer, but getting your personal information will be much faster.

If the law on the protection of personal data is violated, individuals will be punished under article. A fine of 500 rubles is provided for individuals.

If your personal data was transferred to a third party, this is a crime under article .

If your passport has been stolen, get a new one urgently. If possible, passport data should not be shared with anyone. Even if it only takes a few hours to a third party, the fact of the transfer must be noted. If an unpleasant situation arises in the future, it will be much easier to get out of scammers.

An enterprise can be registered for a person without his knowledge. If you find out about this, immediately contact the police and the tax office. Registering an enterprise using someone else's data is considered a criminal offense.

In any situation where the key point was the transfer of data by fraud or by a third party, contact the police. Write an application to the local branch. State the essence of the problem.

(3 ratings, average: 3,67 out of 5)

Read more

Faced with a violation of your own rights when buying goods in an online store? Don't worry prematurely. The Consumer Protection Act explains in great detail the actions of the buyer and bringing the seller to civil liability. It also tells where to go in case of such violations. 1 Cheating in an online store - how to avoid 1.1 What to do if you were deceived on Avito ...

Many future drivers enter into an agreement in order to calmly receive a vehicle without any problems. However, often scammers in the market can be found both among buyers and sellers. There are different situations when citizens consciously want to protect themselves from scammers and have no idea how to do it. There are standard scams that you should...

A friendly host, a fresh renovation, an attractive price - all these criteria are not a reason to immediately move into an apartment, much less pay several months in advance. Be careful, because scammers are operating in the real estate market. 1 Deception of scammers to rent an apartment1.1 How to rent an apartment for a day so that they are not deceived? 1.2 How to rent an apartment for a long time so that they are not deceived? 1...

If scammers have become the owner of your mobile phone number, they already have the opportunity to steal the money honestly deposited into the account. Cards (if there is an account number) are also accepted similarly, such as Mastercard Standard, Visa Classic and other types from which you can pay for your services via the Internet. Therefore, the question often arises: can a fraudster, knowing only the card number, withdraw ...

Good afternoon Marina. In accordance with Article 9. Federal Law of July 27, 2006 N 152-FZ (as amended on July 21, 2014) “On Personal Data”

Article 9 Consent of the subject of personal data to the processing of his personal data
1. The subject of personal data decides to provide his personal data and agrees to their processing freely, by his own will and in his own interest. Consent to the processing of personal data must be specific, informed and conscious. Consent to the processing of personal data may be given by the subject of personal data or his representative in any form allowing to confirm the fact of its receipt, unless otherwise provided by federal law. In case of obtaining consent to the processing of personal data from a representative of the subject of personal data, the authority of this representative to give consent on behalf of the subject of personal data is checked by the operator.
2. Consent to the processing of personal data may be withdrawn by the subject of personal data. If the subject of personal data withdraws consent to the processing of personal data, the operator has the right to continue processing personal data without the consent of the subject of personal data if there are grounds specified in paragraphs 2-11 of part 1 of article 6, part 2 of article 10 and part 2 of article 11 of this Federal Law.
3. The obligation to provide proof of obtaining the consent of the subject of personal data to the processing of his personal data or proof of the existence of the grounds specified in paragraphs 2 - 11 of part 1 of article 6, part 2 of article 10 of part 2 of article 11 of this Federal Law rests with the operator.
4. In cases provided for by federal law, the processing of personal data is carried out only with the consent in writing of the subject of personal data. Consent in the form of an electronic document signed in accordance with federal law with an electronic signature is recognized as equivalent to a consent in writing on paper containing a personal data subject's handwritten signature. The written consent of the subject of personal data to the processing of his personal data must include, in particular:
1) last name, first name, patronymic, address of the subject of personal data, number of the main document proving his identity, information about the date of issue of the specified document and the body that issued it;
2) last name, first name, patronymic, address of the representative of the subject of personal data, number of the main document proving his identity, information about the date of issue of the specified document and the authority that issued it, details of the power of attorney or other document confirming the authority of this representative (upon obtaining consent from the representative of the subject personal data);
3) the name or surname, first name, patronymic and address of the operator receiving the consent of the subject of personal data;
4) the purpose of processing personal data;
5) a list of personal data, for the processing of which the consent of the subject of personal data is given;
6) the name or surname, name, patronymic and address of the person carrying out the processing of personal data on behalf of the operator, if the processing is entrusted to such a person;
7) a list of actions with personal data to which consent is given, a general description of the methods used by the operator to process personal data;
8) the period during which the consent of the subject of personal data is valid, as well as the method of its withdrawal, unless otherwise established by federal law;
9) signature of the personal data subject.
5. The procedure for obtaining in the form of an electronic document the consent of the subject of personal data to the processing of his personal data for the purpose of providing state and municipal services, as well as services that are necessary and mandatory for the provision of state and municipal services, is established by the Government of the Russian Federation.
6. In case of incapacity of the subject of personal data, consent to the processing of his personal data is given by the legal representative of the subject of personal data.
7. In the event of the death of the subject of personal data, consent to the processing of his personal data is given by the heirs of the subject of personal data, if such consent was not given by the subject of personal data during his lifetime.
8. Personal data may be obtained by the operator from a person who is not the subject of personal data, provided that the operator is provided with confirmation of the existence of the grounds specified in clauses 2-11 of part 1 of article 6, part 2 of article 10 and part 2 of article 11 of this Federal Law.

Your data can be used and verified (processed) only with your personal consent, and withdrawn in the same way. Using your data without your consent may result in criminal liability under Article 159 of the Criminal Code of the Russian Federation

1. Fraud, that is, theft of someone else's property or the acquisition of the right to someone else's property by deceit or breach of trust
shall be punishable by a fine in the amount up to 120 thousand roubles, or in the amount of the wage or salary, or any other income of the convicted person for a period up to one year, or by compulsory labor for a term of up to 360 hours, or by corrective labor for a term of up to one year, or by restraint of liberty for a term of up to two years, or by forced labor for a term of up to two years, or by arrest for a term of up to four months, or by deprivation of liberty for a term of up to two years.

Everyone had to repeatedly indicate passport data, cooperating with various organizations. They are asked to provide them when applying for a job, receiving a parcel, issuing passes, SIM cards, bank and even discount cards. However, lawyers warn that cases of passport data fraud are quite common. You should be especially careful on the Internet and enter passport data only on trusted resources, for example, the official websites of a government agency or a public services website.

Criminals can use other people's passport data for various purposes. AiF.ru has collected the most popular methods of such fraud that are found in legal practice.

Loan processing

By law, to obtain a loan, the personal presence of the borrower and the availability of an original passport are required. However, in judicial practice there are many cases when criminals circumvented these requirements by entering into a conspiracy with bank employees. Most often, such a scheme is used in microfinance organizations.

In addition, there are now many companies that issue microloans via the Internet: you need to register on the site, provide information about yourself, including passport data. To confirm the transaction, the fraudster only needs to enter a control SMS from his transfer phone to a bank account - and the money goes to his bank account or electronic wallet, and a completely different person is listed as the debtor.

There are also cases when, having taken possession of other people's passport data, criminals record their owner as a guarantor for a loan. Under the loan agreement, he will be jointly and severally liable to the bank.

Company registration

Having taken possession of other people's passport data, fraudsters can register an enterprise and carry out illegal operations through it. Often, with such a criminal scheme, the owner of the passport is also appointed as the formal head of the company. In this case, he will be held accountable for the illegal actions committed by fraudsters, if he cannot prove his innocence.

Registration of property

There are also cases when, having received someone else's passport data, the attackers made transactions with property on behalf of the victim, even re-registering an apartment in their name. But as practice shows, passport data alone is not enough, fraudsters need to find an accomplice in crime in official bodies, it is illegal to obtain the necessary certificates. To protect themselves, citizens of the Russian Federation can establish in Rosreestr a ban on transactions with an apartment without a personal presence.

Also, using someone else's passport data, attackers can take ownership of any property, for example, a car. In the event that the car has been involved in an accident and is harmed, claims for compensation will be addressed to the owner of the passport.

Buying a SIM card

Some scammers carry out their criminal activities by phone, while issuing SIM cards using someone else's passport data. And although communication salons should not sell SIM cards without the personal presence of the buyer and the presence of the original passport, such cases are quite common.

Internet Fraud

Unscrupulous citizens can use other people's passport data by registering with them on various sites. Fraudsters, on the other hand, have a lot of options on how to act on behalf of a person on the Internet, causing him material harm.

Anatoly Ploskonos, head of the compliance service:

- According to the legislation of the Russian Federation, the passport data of citizens are personal data and are protected by the Federal Law "On Personal Data" dated July 27, 2006 N 152-FZ. This law requires individuals who collect your personal data to register as personal data controllers, which imposes certain obligations on them.

Thus, from the point of view of the law, the improper use of personal data is not allowed and entails serious responsibility both for the operator as a whole and for its employees (if we are talking about a company). Of course, this does not exclude cases when employees of, for example, microfinance organizations deliberately violate the law in order to obtain personal gain. In this case, people can be advised to exercise caution when transferring personal information to third-party companies, and in case of suspicion of a “leakage” of such data, immediately contact law enforcement agencies and Roskomnadzor. Surgical intervention, as a rule, avoids many problems.

The security of data on the Internet deserves special mention. As was correctly noted, users should not provide their passport data on unverified and suspicious sites. Some financial organizations allow remote identification through the ESIA, so you should also be extremely careful about the safety of data for accessing the State Services portal.