Autopay is a simple and practical automatic payment for any bank account. At the same time, the direct participation of the client in this is not expected: a pre-prepared scheme for paying a fixed amount or paying on debt works.

Autopay is a simple and practical automatic payment for any bank account. At the same time, the direct participation of the client in this is not expected: a pre-prepared scheme for paying a fixed amount or paying on debt works. Auto payment can have a variety of purposes. According to this scheme, you can pay utility bills, bills for cable TV or the Internet, replenish accounts for using mobile communications, pay traffic police fines, loans (including those taken from other banks) and much more. The client will be notified about the upcoming payment transaction via SMS. If necessary, he can easily refuse a money transfer (with the exception of auto payment for paying for mobile services).

Sberbank auto payment

Auto payment is the payment of bank accounts according to a pre-created template. The client in the personal account of the Internet bank sets the terms of payment: details, amount and frequency, and the bank automatically writes off the funds. Customers use auto payments to pay utility bills, cable TV bills, mobile phone bills, and more.

Auto payment from a Sberbank card

Sberbank offers auto payments for all types of cards: credit and debit. The main thing is the availability of funds on a debit card and a free limit on a credit card. Autopayment is tied to a specific card, not to the user or mobile phone.

How to connect?

The service is connected via:

• "Sberbank Online"
• "Mobile Bank"
• Self-service terminal.

The client logs into his personal account in Internet banking, follows the link "My auto payments" and selects the "Connection" button or follows the instructions on the terminal screen. The bank receives the application and sends a confirmation SMS. The process takes from several minutes to 24 hours (in rare cases).

Connecting auto payment via Sberbank-online

You can easily connect the "auto payment" service through the "Sberbank online" system. Here you can easily set up any automatic payment operation, enable or disable it if necessary, without directly contacting a bank branch.

In order to connect to the service, you need to go to your personal account, follow the link "My auto payments" and turn on the "Connect" button. After that, you can choose from the range of services on the page those that interest you and set up the basic payment parameters.

Sberbank auto payment service cost

You will not have to pay for the Sberbank Auto Payment service separately - it is provided by the bank for free. There is no commission for transferring funds to the accounts you have chosen. Managing automatic payments is simple and convenient with the help of Internet banking. You should not worry about making a mistake that may lead to debiting extra funds from your account: any operation will be reversible and will allow you to correct the inaccuracy if necessary or refuse to pay at all.

Auto payment of traffic fines

Recently, Sberbank has been allowing customers to activate the automatic payment service for fines issued by the traffic police. This service is free for customers. When paying a fine through auto payment, you will pay only a one percent bank commission (a similar commission at the bank's cash desk is 2-3%).

To connect the service, it is enough to indicate the number of your car registration certificate or driver's license number on the corresponding page of the Sberbank-online service and set the frequency of checking for fines. If the bank detects fines issued according to your data, you will be notified about this using an SMS message from the bank. This message indicates the code, by sending which as a response to SMS, you will confirm the automatic payment of the required amount of your bank account. Don't want to pay now? Just ignore the message and keep in mind that you have a debt with the traffic police.

How to disable auto payment of Sberbank?

Various taxes and fines, constant payments for kindergarten, school, etc. Payments must be made every month, which means finding free time and energy for this. Of course, for customers who are used to using Sberbank Online, it is a little easier than for others. You can find payments in the transaction history and repeat them again from time to time, in any case, this eliminates the need to enter details and data.

But Sberbank went even further and offered its customers the option "Auto payment". Its most important advantage is that transactions are made instantly. You just have to connect Sberbank auto payments for each necessary operation, select the date of payment and enter the amount.

The system itself makes a payment if there are funds on the card. Although with some reservations. For example, when paying for housing and communal services or loans, you will be notified about the upcoming payment a day in advance, so that you have time to replenish your account or cancel the transaction. And when money is credited to a mobile phone account, such a notification is not provided, but you yourself can choose the minimum threshold at which payment will be made.

Connecting AutoPay

Via SMS

We send a request to number 900 with the following content:

AUTO phone no. AMOUNT threshold card no.

In this example:

• Phone number - the number of the mobile phone to be recharged (your own or any other).
• threshold - the account balance from which the option is enabled (for example, the phone is always topped up when 50 rubles remain).

In the example in the picture, Autopayment is connected to the phone number linked to the card (therefore, it is not indicated in the message), and the system itself sets the thresholds, calculating them from the replenishment amount.

Through Sberbank Online

Activating the option through your Personal Account may take you some time, especially if you create several such payments. Consider connecting AutoPay to replenish your mobile phone account.

You can also find any payment in the message history and activate Autopayment through it. Just click the special link below and confirm the operation.

Using terminals or ATMs

In any self-service device, simply enable this option:

With the connection of the service, everything is quite simple and clear. Now you should consider the option to disable. If Autopayment is no longer needed and it needs to be deleted, what are the best ways to do this?

Why might you need to destroy AutoPay? Let's say you paid off a loan in this way for several years and have already paid off your debt. Or they left for another city, and there they changed their place of work, and now there is no need to use a Sberbank card, because the salary comes to the card of another bank.

Shutdown methods

Via mobile phone

This option is only suitable for turning off payments for mobile communications. We send a request to number 900 with the following content:

AUTO- phone no. AMOUNT card no.

In this example, notice the minus sign that comes after the word "AUTO".

• Phone number - your own or someone else's phone number with the option enabled.
• Card number - the last digits of your card.

With the help of Sberbank Online

With self-service devices

In any ATM or terminal, it is also easy to disable this option:

Internet banking does not just allow you to make a huge number of financial transactions while sitting at your computer. As time goes by, its possibilities grow. Services such as Sberbank Autopayment allow you to plan your time and budget as efficiently as possible. It is enough for you to pay the necessary amounts in a timely manner (and if you have a salary card, even this need is no longer necessary), and the system will do the rest. Pay for, pay off loans, pay for mobile communications instantly by connecting the convenient option of Sberbank.

Modern man has a lot of opportunities to make his own life easier. So, having a Sberbank card and the connected options "Mobile Bank" and "Sberbank Online", you can set up the auto payment service. This option has many advantages for the user. We will talk about what it is and why it is necessary further.

What is Sberbank Autopayment?

This option is designed to make payments on saved accounts on specified dates or under predetermined conditions. For example, you can write in the application that with a balance of 30 rubles on the phone account, it will be replenished by 200 rubles, while at least 500 units should remain on the card.

Another auto payment option is setting by date. For example, every month on the 3rd day of the month, the indicated amount will be transferred to pay off the debt under a loan agreement with a bank. At the same time, the User prescribes the details of the recipient of money and the conditions under which the payment should not be made (for example, if the balance on the card is less than 1000 rubles).

What can you connect to?

The Autopayment service from Sberbank can be activated for such types of transactions as:

• payment for telephone communications (it does not matter the consumer is connected to Beeline, Tele2, MTS, Megafon, etc.);
• debt repayment on a loan (in a bank, MFO, car pawnshop, etc.);
• payment of traffic police fines;
• repayment of debts on utility bills and telecommunications services.

By the way, owners of mobile phones (and almost everyone has them), you should know that in an emergency, when the money on the card runs out, you can replenish the balance from the phone. Instructions on how to return money from a phone to a Sberbank card via phone 900

Advantages

Before deciding that this option is right for you, you should consider its benefits. So, with the help of Autopayment Sberbank you can:

• Save on commissions, as transfers through Sberbank Online are charged a lower percentage than when paying at the cash desk;
• Cancel the write-off of funds at any time (exception - payment for the services of a mobile operator);
• Do not miss the due date of the debt on the loan and thereby avoid the accrual of fines for delay.

Instructions on how to connect Sberbank Autopayment

There are several ways to activate the service. So you can do it through:

• Sberbank Online;
• phone by sending an SMS to number 900 (preliminary connection of Sberbank Mobile Bank is required, on how to link a Sberbank card to a phone via the Internet);
• ATM or terminal.

If there are not enough funds on the account at the time of making the payment, the client will receive a corresponding SMS notification, and the system will try to make the payment again in three days. This will continue until the Autopayment option is disabled or the required amount appears on the plastic.

Let's consider ways to connect Autopayment Sberbank using the example of paying for various services.

Through Sberbank Online

Initially, you need to log in to your personal account. Login and password are entered in the specified fields.

1. Next, select "My auto payments" in the left column on the main page;
2. Now Connect auto payment";
3. In the search, select the desired service (for example: MTS payment or Beeline payment);
4. The details of the receipt of funds are filled in (if we set up automatic payment for the loan, then we indicate the details of the bank);
5. The card with which this payment will be made is determined.

To change any parameters, you need to enter the "Management of auto payments".

Via Mobile Banking

When there is no computer at hand, but there is a phone with an active Mobile Bank, you can set up auto payment through it.

IMPORTANT: From the phone you can only connect auto payment for cellular communication!

To set up the service, you must specify the minimum threshold at which the phone balance will be replenished from the Sberbank card and the amount credited. For example: with an account balance of 30 rubles, 200 units will be automatically transferred. An SMS notification will be sent to your phone. Read how to turn off Sberbank notifications on your phone.

We send SMS of the following type:

AUTO XXXXXXXXX 200 threshold YYYYYYYY

• XXXXXXXXX - phone number;
• 200 - replenishment amount;
• the threshold does not need to be specified, since it is always 30 rubles;
• YYYYYYYY card number.

Through an ATM

To do this, insert the card into the card reader and follow the instructions:

1. Select "Personal account";
2. "Auto payments";
3. "To plug".

• Name of service;
• transfer amount from the card;
• transfer conditions (as a rule, the minimum threshold for cellular communications and the date of payment for loan agreements, housing and communal services and television are indicated);
• the number of the plastic from which the money will be debited.

Commission for connection and use of the service

Sberbank of Russia strives to make life easier for its customers, therefore it does not provide for a high commission for using its own offers. So connecting the Sberbank Autopayment option is completely free. Commission is charged for making payments:

• replenishment of the phone balance occurs instantly and without commission;
• housing and communal services and telecommunication services are paid with a deduction of 0–1% of the payment amount (but not more than 500 rubles);
• repayment of loans is carried out with a deduction of 1% of the payment amount (but not more than 500 rubles);
• traffic police fines can be closed on time by setting up Autopayment with a transaction fee of 1% of the payment amount (but not more than 500 rubles).

Quick application form

Fill out the application now and get money in 30 minutes

By activating the service, you can make and manage the following automatic payments:

• replenish mobile phone accounts when the minimum balance is reached;
• pay for housing and communal services and telecommunications services;
• repay loans in other banks;
• pay traffic fines.

For these transactions, the service "Auto payment" is provided free of charge, replenishment of a mobile phone account occurs without a commission, in real time. For other types of payments, the amount of commission is up to 1% of the amount, but not more than a thousand rubles.

You can activate the service through the Internet bank, at self-service terminals or at branches of a credit institution. Whatever method the client chooses, banks have developed clear and detailed instructions on how to connect Auto Payment.

How automatic payment works

The money on the mobile phone account can run out at the most inopportune moment, and it is not always possible to replenish it immediately. Auto-pay for cellular communication eliminates such inconveniences. When the balance drops to the set level, the amount that the client selects in advance is automatically debited from the bank card. Money is instantly credited to the account of the mobile operator, and the subscriber receives a corresponding SMS notification.

The payment may not be executed if the card to which the service is connected does not have enough funds for the operation. Auto payment will be blocked for 3 days, and then it will start working as usual.

It is also convenient to use auto payment from a card for regular payment of utility bills. There are two options here:

• make settings for bills whose amount changes monthly, for example, for a landline phone;
• for fixed payments.

On the appointed date, the service checks for unpaid invoices and warns the client in advance about the need to make a payment. If the user wants to refuse to perform a debit transaction, it is enough to send a corresponding message to a short number. The system also allows you to save and print receipts.

The online services of Sberbank and other financial institutions allow you to regularly check the presence of traffic police fines by driver's license number. Information about existing violations comes in the form of an SMS with a code that must be sent to confirm the payment.

Disabling automatic payments

As a rule, there are several options for refusing to work with the service:

• through an ATM;
• in the personal account of the Internet Bank;
• sending an SMS message of the appropriate content to a short number;
• with the help of a call center operator;
• at a bank branch.

Benefits of auto payments

The benefits of this service are not limited to the opportunity not to think about the dates of making regular payments and significant time savings. The service has a number of other advantages:

• the commission provided for some types of automatic payments does not exceed one percent. For similar operations at the bank's cash desk, 2-3% is charged;
• customers who use the application to repay loans have an impeccable credit history, as they repay their debts on time;
• connecting and using the service is often free;
• vacation, business trip, other reason for absence from the place of residence does not violate the schedule for regular payments;
• the "Auto payment" service can be connected to a card with a foreign currency account (to pay for cellular communications). In this case, replenishment is made with conversion into rubles.

Do you want to not keep track of the dates when you need to pay bills? Sberbank offers a convenient service. In the article we will tell you how to connect and disconnect Sberbank Autopayment from any type of card (credit card, debit). The transaction can take place automatically, debiting the set amount from your account.

Make your life easier with Sberbank's Auto Payment service. This is convenient because you do not need to keep track of the dates and re-type the operation each time. Sberbank offers such a feature for its customers. Let's figure out how to connect and disconnect Sberbank Autopayment from any type of card (credit card, debit) on any device. The transaction can take place automatically, debiting the set amount from your account. Payment for cable TV, loans, inert, mobile communications, utility bills, traffic police fines. You are not involved in the operation, the bank's scheme is in operation, which controls the debiting of funds. How to disable and enable auto payment from a Sberbank card?

Conditions for the client

To use the service, a bank client must be the owner of a valid Sberbank bank card. It is necessary to activate the service, independently set the limits that will be debited from the card to pay off bills. Specify the frequency of transactions. The program works according to a special template, the client needs to enter the relevant details, and the bank will apply an automatic algorithm that will debit money from your card on the specified date.

Before the transaction is started, the client will receive an SMS message on the linked phone. If a person does not want to pay, it is easy to refuse the service by logging into your personal account and changing the settings. The only exception will be auto payment for mobile communications. To use the service, you need to connect it and create settings for each payment through special filters. We will look at 4 ways that will allow you to pay online without your participation.

We connect Sberbank auto payment through an ATM

Any payment terminal or ATM of Sberbank is suitable for the operation. Algorithm:

• We insert the card into the ATM window, enter the PIN code.
• In the menu that appears, select the "My Account" section, and then services and information.
• From the list that appears, select the "Auto payment" service.
• From the proposed menu, you need to stop at the “connect payment” item.
• After the “dialogue” that opens, you need to specify all the parameters of upcoming payments in automatic mode - clearly follow the instructions provided.

After filling in the fields and agreeing to connect the service, the client receives a notification on the linked phone about successful or rejected activation.

After that, on the set date, the funds will be debited from the credit or debit card.

We connect the service through the branch of Sberbank

If you change your "plastic" or issue a new card, you will be prompted to connect auto payment at the time of its activation and issuance. If you have had a card for several years, you can contact an economist at any bank branch. A specialist in just a few minutes will independently connect auto payment by card, explain in detail the nuances of setting up or help to do it in the terminal.

How to connect the Sberbank Online service?

To do this, you must be registered in the system, have a password to enter your personal account. How to proceed:

• On the main page there is a menu called "My Autopayments".
• After opening the dialog box, the “connection” item will appear - select it.
• We enter all the necessary parameters, indicate the date of debiting, the limit and confirm the action with our consent.

If the service is connected, you see a message about its success. If it is rejected, it is possible that your credit card does not have a free limit (it is in the "minus"), the debit card is overdue, or it does not receive funds for automatic debiting.

We connect auto payment Sberbank via SMS

To use this method, first connect the "Mobile Bank". Please note that this method is only suitable for replenishing a mobile phone. Everything happens instantly:

• Send SMS, in the text of the message we indicate AUTO LATE 40 (the amount that needs to be debited to the account of the mobile operator within a certain period of time).
• The service connects in just a few minutes.
• Possible limits for auto payment - from 50 to 10 thousand rubles.

What about the price?